If you are looking for a pension scheme which puts its members first and has demonstrated excellence in providing a secure, easy to understand retirement savings vehicle then the answer is clear, Crystal.
With no Shareholders seeking profits, Crystal offers excellent value for its members and any surplus funds are used to benefit members by continually improving services, security and reducing charges.
Crystal uses a range of pensions experts to manage the operation including a dedicated independent board of Trustees and advisors who all act independently from the Trustee providing impartial advice.
All UK Master Trusts, like Crystal, have to apply to operate and prove themselves to The Pensions Regulator. Crystal is proud to be among the very first to be authorised, a display of the excellence applied to looking after its members.
Crystal provides easy to understand options and benefits which members can access through a secure online account. Crystal engages with its members so they can see the advantages of saving for retirement and provides uncomplicated decision pathways.
A lifetime of saving deserves support even beyond retirement. Crystal provides flexible options in retirement allowing members to take their money how they want through the Crystal drawdown options.
Crystal offers a range of top performing investments including ESG focussed Target Date Funds and a diverse Lifestyle together with a range of Self Select Funds. All investment offerings are overseen by the independently appointed Investment Consultant and Trustee Board.